Free UK Calculators & Guides 2025/26

Fast, accurate calculators and plain-English guides for everyday UK financial questions. No sign-up, no fluff — just instant answers using verified HMRC rates.

✓ Always free ✓ Verified HMRC rates ✓ Mobile friendly ✓ No sign-up

Last updated: April 2026 · 16 calculators · 6 guides

💷 Tax & Salary

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Salary Calculator

Take-home pay (England, Wales & NI). 2025/26 HMRC rates.

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Scottish Salary

Six Scottish tax bands (Starter to Top rate).

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Hourly Rate

Salary ↔ hourly with NMW check.

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VAT

Add or remove 20%, 5%, or 0% VAT.

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Capital Gains Tax

CGT on property, shares, crypto.

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Inheritance Tax

£325k NRB + £175k RNRB estimator.

🏠 Property & Home

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Mortgage

Monthly repayments and total interest.

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Stamp Duty

SDLT post-April 2025 rates.

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Council Tax

Bands A–H with discounts.

💰 Money & Savings

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Pension Projection

Future pot value with employer match.

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Compound Interest

Watch your savings grow.

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Loan

Personal loan repayment calculator.

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Redundancy

Statutory pay (£719/wk cap 2025/26).

🛠️ Everyday Tools

Percentage

Four percentage modes.

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Sleep

Best bedtime by sleep cycles.

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Fuel Cost

Journey cost in petrol/diesel.

📖 Guides

Plain-English guides to the UK tax and money questions we get asked most often.

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7 Ways to Reduce Your Income Tax

Legal, practical ways to cut your bill in 2025/26.

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Scottish Income Tax Explained

Six bands, real comparisons, the NI trap.

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First-Time Buyer Stamp Duty

2025/26 thresholds, relief and worked examples.

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How Much to Pay Into Your Pension?

Auto-enrolment, tax relief, real numbers.

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Pay Rise & Tax

What you actually keep at every band.

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Do I Need to Worry About IHT?

Who pays, thresholds, the 7-year rule.

Popular salary breakdowns

Pre-calculated take-home pay pages for the most commonly searched UK salaries — each with a full tax breakdown, pay period table and related salary comparisons.

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£25,000

Take home: £1,793/month

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£30,000

Take home: £2,093/month

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£35,000

Take home: £2,393/month

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£40,000

Take home: £2,693/month

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£50,000

Take home: £3,293/month

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£60,000

Take home: £3,780/month

All pages: £20k, £22k, £24k, £25k, £26k, £28k, £30k, £32k, £35k, £38k, £40k, £42k, £45k, £48k, £50k, £55k, £60k, £65k, £70k, £75k, £80k, £85k, £90k, £100k, £120k, £150k, £200k.